http://www.pleonast.com/user/david recent pleonast.com entries by user david en-us http://www.pleonast.com/user/david?l=5&entryID=604091 I am certainly not an economics expert, but I'm trying to figure it all out. Maybe you could help? I'm not sure I understand why pretty much every bank in the world operates under "Fraction-Reserve Banking." I understand the basic function-- a central bank or government determines a percentage of every deposit that must be held at all times at banks around the nation. In other words, if the reserve is 20%, and I make a deposit of $100, the bank is required to keep $20 of it around, and can loan out the other $80. Recently, the reserve was lowered to expand economy--meaning that they can loan out much more and keep much less. This was bad. Basically, if the reserve is now 10%, then only 10% of the people need to come and ask for their money back, and the bank will fold because it will have no money. That, too, is what happened. So...why use a fraction-reserve system? Surely there is some other way. What do you think? 2008-11-28 http://www.pleonast.com/user/david?l=5&entryID=603582 Now, you won't find me in the camp of most republicans who are crazy angry that Obama has been elected. I disliked both "major" candidates equally. I'm not surprised by the amount of money he will cost our nation--but I wouldn't have been surprised by the amount of money McCain would have costed our nation either. The funny thing about the money that our nation is spending (and its increase) is that at the heart--Obama isn't changing anything at all! Here we are faced with one of our nations worst economical crises, and the only thing Obama can think of is...drum roll...the "New New Deal!" YAYEEE!!!? No. Same thing as last time. Just like last time, it will appear to help some symptoms but will actually make the problems greater and more permanent. This is one place that we actually DO need change!! And not from Republican to Democrat (certainly), but from old, stupid practices! It is time to revisit the entire structure of our economy and see where we ca... 2008-11-26 http://www.pleonast.com/user/david?l=5&entryID=602639 In one week I start my Fire Recruit job. Oh yeah. My older son, Jackson, has been learning his colors--and is very good at identifying them. Wed, Boo, Neen, Poh-poo, yeh-yo, etc. At the same time, he has learned how to ask for some of his favorite foods-- esp. berries. The way he says berries is "bees." Now...his favorite food is "blueberries." Try putting those two words--the color and the food-- together and screaming them at other people's dinner tables. It's interesting. 2008-11-24 http://www.pleonast.com/user/david?l=5&entryID=600813 I'm gonna be a firefighter. I was offered the position today (contingent upon a psych-analysis that I passed this afternoon, and a drug test tomorrow), which in itself is a wonderful answer to prayer. But then came the bonus: I am to start 5 months earlier than originally thought. I start in two weeks. December 1st. There was NO chance to be hired by then--you can ask Pam. But God has been gracious to us. The gift isn't simply in a job- this means insurance where there was none for $700 less per month. It means that we don't have to worry about the next vision visit or... baby. It means so many things about our life. And it starts in two weeks. Thank the Lord. **Clarification: We're not having a baby. It was a joke. 2008-11-18 http://www.pleonast.com/user/david?l=5&entryID=599859 So anyway, next week is a big week. Monday I have a new Mac client who owns two different corporations and is going to Mac them out. Naturally, then, my appointment to fix/setup all the Mac stuff in his 8,000 sq. ft. house on Monday needs to go well. No- 8,000 was not a typo. It was huge. Tuesday Tuesday is my panel interview with the DFWAPFD. I don't know if that is the actual abbreviation for the Dallas-Fort Worth Airport Fire Department, but that's what I meant. I'm actually very excited for it. An appropriate amount of anxiety--but not terribly nervous. Just excited. I already picked out my outfit. Not a joke. Friday Chantel is going to get checked for some heart problems. Probably no big deal... ...but just in case it is, we are formally creating our wills at our financial advisor's office after her appointment. :) Maybe I'll increase her life insurance while we're there. Not really. But seriously...maybe. ***In Other News*** *I have been reading up a lot on... 2008-11-16 http://www.pleonast.com/user/david?l=5&entryID=598083 2008-11-11 http://www.pleonast.com/user/david?l=5&entryID=597371 Did you hear about the new cannibal author? He had a wife and 8 kids. 2008-11-09 http://www.pleonast.com/user/david?l=5&entryID=596207 Well, that election was something else. Hope Obama does a good job! 2008-11-05 http://www.pleonast.com/user/david?l=5&entryID=593799 Well, my nephew, Daniel was born yesterday. He and Michelle are both doing really well. He is a doll. We just got back from the hospital (he's about 20 hours old), and everyone is great. 2008-10-31 http://www.pleonast.com/user/david?l=5&entryID=592889 Why do dolphins never make mistakes?? .............................. Because they do everything on PORPOISE!!! 2008-10-29